The Where and Why of
Professional Insurance Coverage
American Professional Agency 800.421.6694 9-5 EST
CPH & Associates
cphins.com 312.987.9823 8:30-5 CST
HPSO Malpractice for Counselors
NSO Malpractice for Nurses
NSO.com 800.247.1500 8-6 EST
Hiscox Small Business Insurance
844.926.1850 7a-10p EST
The Trust Insurance for Psychologists
Insureon for Therapists and Counselors
Why Carry Professional Liability (E&O)?
Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake. A customer could sue you because you did something you shouldn’t have, or you didn’t do something you should have, in the course of providing professional services. A professional liability insurance policy could protect you by covering the cost to defend yourself, as well as any settlement or judgment.
Why Carry Cyber Security Insurance?
Cyber security insurance protects businesses against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material.
You may need cyber insurance if your business:
Accepts credit cards or other digital payment types
Uses computers and mobile devices
Keeps medical or financial data
Stores confidential customer information