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The Where and Why of

Professional Insurance Coverage

American Professional Agency  800.421.6694 9-5 EST

CPH & Associates

 cphins.com 312.987.9823 8:30-5 CST

HPSO Malpractice for Counselors*

(also for Coaches)

HPSO.com 800.982.491

NSO Malpractice for Nurses

NSO.com 800.247.1500 8-6 EST

Hiscox Small Business Insurance

(for Coaches and Therapists)

844.926.1850 7a-10p EST

The Trust Insurance for Psychologists

877.637.9700

Insureon for Therapists and Counselors

800.688.1984

Progressive Commercial

(for Coaches)

888-806-9598

CM&F Group (for Coaches)

800-221-4904

* HPSO has partnered with Liberty Mutual so you could qualify for special savings on customized Liberty Mutual auto insurance.

Why does NBCCH require malpractice Insurance for all members?

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The short answer is because of lawyers.

The refined answer is to assure the general public that members maintain a level of professionalism.

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Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake. A customer could sue you because you did something you shouldn’t have, or you didn’t do something you should have, in the course of providing professional services. A professional liability insurance policy could protect you by covering the cost to defend yourself, as well as any settlement or judgment.

Why Carry Cyber Security Insurance?

Cyber security insurance protects businesses against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material.

You may need cyber insurance if your business:

  • Accepts credit cards or other digital payment types

  • Uses computers and mobile devices

  • Keeps medical or financial data

  • Stores confidential customer information

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